Dear Valued Customers

IVB Mobile Banking is offering thousands of discount codes of up to 50% off when using various lifestyle services such as transportation, shopping, entertainment, travel, and more — helping you enjoy a smarter and more affordable digital life.

To celebrate the 35^th anniversary, Indovina Bank Ltd. (IVB), in collaboration with Vietnam Payment Solution Joint Stock Company (VNPAY), is delighted to launch the promotion “COMPLETE UTILITIES – GRATITUDE TO VALUED CUSTOMERS” and the promotion “35 YEARS – ONE JOURNEY, MILLIONS OF CONNECTIONS”.
This special campaign brings a series of attractive offers and gifts for customers who register for an IVB Mobile Banking account or use lifestyle services available on the app. It is also a great opportunity for users to experience a modern, multifunctional, and cost-saving digital banking solution.

Promotion period: from 20 December 2025 to 31 December 2025.

1. FOR CUSTOMERS OPENING A NEW IVB MOBILE BANKING.

(From 20–30 October 2025 and from the 15th to 30th of November and December 2025)

Get AirPods 4 for just 35,000 VND when shopping on VnShop via IVB Mobile Banking. This special offer is exclusively available to customers who successfully open a new and activate the IVB Mobile Banking application, with registration order numbers 35, 135, 235, and 335.

In addition, customers who successfully open a new IVB Mobile Banking during this period will receive exclusive discount codes of up to 50% for lifestyle services on the app, including:

• 50% off (up to VND 100,000) for customers using any of the following services: VNPAY Taxi, Bus/Train Ticket Booking, Flight Ticket Booking, Movie Tickets, Sports & Entertainment, Hotel Booking, Delivery, or Flower Ordering.
• VND 50,000 off (for bills from VND 100,000) for customers using VnShop Shopping services.

(*) The number of discount codes is limited for each promotion period.

2. FOR FIRST-TIME SERVICE USERS

(From 20–30 October 2025 and from the 15th to 30th of November and December 2025)

First-time users of IVB Mobile Banking lifestyle services can enjoy these exclusive offers:

• Flat rate of VND 35,000 for the first ride using VNPAY Taxi (Taxi/Bike). Applicable to transactions valued at or below VND 70,000. For higher amounts, customers receive a direct VND 35,000 discount.
• Buy 1 Get 1 Free for the first movie ticket purchase. Applicable to ticket types priced up to VND 100,000. For tickets above VND 100,000, customers receive VND 100,000 off the second ticket.

3. FOR ALL CUSTOMERS USING IVB MOBILE BANKING SERVICES

(From 20 October to 31 December 2025)

Not only new users but also existing customers who frequently use IVB Mobile Banking can enjoy a wide range of travel and entertainment deals:

• Use code YEUIVB to get 35% off (up to VND 35,000) on services such as VNPAY Taxi, Bus/Train Ticket Booking, Flight Booking, Movie Tickets, Sports & Entertainment, Hotel Booking, Delivery, Flower Ordering, and VnShop Shopping.

Note: Offers are available in limited quantities and on a first-come, first-served basis.

For full program details, please click HERE to read the Terms & Conditions.

The exclusive offers are ready — download IVB Mobile Banking today on Google Play or App Store and grab your best deals now!

With IVB Mobile Banking, you can easily book flights, trains, buses, taxis, shop online, or enjoy entertainment deals — all in one place. Every step is optimized for speed and convenience, from itinerary selection and price comparison to secure payments, all in just a few taps.
Beyond traditional banking transactions like transfers and bill payments, IVB Mobile Banking brings you the ultimate convenience to experience a truly modern and comfortable lifestyle.

For inquiries and support, please contact:

• IVB Mobile Banking Support Center: 1900 588 879
• VnShop Shopping Service: 1800 5888 59
• VNPAY Taxi, Bus/Train Ticket, Movie, Sports & Entertainment, Flower, Delivery Services: *6789

• Flight & Hotel Booking Services: 1900 5555 20