Benefits

Be used for other customer’s finance activities including time deposits, cash withdrawal, remittance.

Verification of customer’s finance situation for purposes of traveling, studying abroad, etc.

Implement at any branch and transaction office of Indovina Bank Ltd. (IVB).

Check account balance and conduct settlement easily via Mobile Banking, Internet Banking…

 Target customers

Vietnamese or foreign individuals.

 Product features

Interest: non-term interest rate (periodically regulated by IVB).

Type of currency: foreign currencies (USD, EUR, AUD, GBP, CHF…).

Minimum monthly average balance: USD 10.00

Transaction documents: Deposit slip, Withdrawal slip, Transfer application form, Check…

 Account utilizations

Cash deposit (for USD and EUR only): to non-resident customers, the origin of USD ans EUR deposits in cash has to be certificated by salary, bonus or customers declaration.

Withdrawal (for USD and EUR only): customers can withdraw by yourself or can delegate someone to do so.

Incoming remittance from overseas:

+ For USD and EUR: customer can receive cash in these currencies.

+ For other foreign currencies: customers can exchange these currencies into VND or USD.

Outgoing remittance: it required to verify the purpose of utilisation in accordance with SBV regulation on foreign currencies management periodically.

 Required documents

Application for Account opening.

 Personal documents:

Vietnamese: ID card or Passport (original or notarized copy).

Foreigners: Passport and Visa (or equivalent document) in validity.

Other documents requested by IVB for the purposes of ensuring to be in accordance with SBV regulation on foreign currencies management.

 Procedure

Please contact us at any nearest IVB's branch or transaction office to open account.

After handling all required documents, customer get your own Account card and can come to counter for deposit.

Notice:

Allowed transactions via E-Banking:

- Lookup, viewing balance on E-Banking.

- Debit to open time deposit at IVB complied with IVB's regulation.