Overdraft secured by deposit for individual customer” is a loan product support Customer be entitled to spend in excess if the balance on the Customer’s current account opened at IVB within the granted overdraft limit.

Overdraft limit

  • Up to 95% of the value of collateral assets, maximum 1,000,000,000 VND (1 billion VND)

Overdraft purpose

  • Consumption

Overdraft tenor

  • Up to 12 months but not exceed the remaining term of secured deposit

Disbursement method

  • Payment services on overdraft account in overdraft limit

Payment method

  • Principal debt is collected at end-of-date time of each date, and on the last day of overdraft tenor.
  • Interest is collected monthly.

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