Applicable customer:
Individual and corporate customers eligible to open Time deposit in accordance with laws and IVB’s regulation.



  • Currency: VND / USD
  • Minimum amount: VND 5,000,000 / USD 200
  • Term: at least 07 days
  • Interest payment: at maturity
  • Interest rate: according to deposit rate of adjacent term
  • Withdrawal of principal before maturity if needed



  • Flexible term depending on customer’s demand
  • Time deposit rate for all deposit days
  • Simple procedure, fast processing
  • Used as loan collateral at IVB and other credit institutions
  • Used as loan guarantee for third party

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