Dear value customers.

Over the past 365 days, we have experienced many emotions together. All create a colorful picture of 2023. The end of good and memorable things open up many new opportunities of luck and prosperous new year 2024.

Welcoming 2024, Indovina Bank Ltd. (IVB) would like to wish all customers wll have a new year full of energy and success. IVB would like to accompany with all customers to create memorable beginnings.

IVB would like to inform the New year Holiday as below:

- New Year Holiday: 1st January 2024 (Monday).

- Transaction return time: 2nd January 2024 (Tuesday).

Best regards

Indovina Bank Ltd.