Credit service and payment service for property ownership
Fee Tariff of Credit service
(Applicable for individual clients) – Effective from 20/06/2024
| No. | Service | Fee (VAT not included) |
|---|---|---|
| I | Export collateral document | |
| 1 | All collateral types | Negotiation, min 200,000 VND/ asset/ time |
| 2 | Documents for finishing as-built document/ procedure of transferring assets | Negotiation, min 500,000 VND for all times |
| II | Change collateral | |
| 1 | As request from customer | |
| 1.1 | Deposit/ valuable paper issued by IVB | Negotiation, Min 100,000 VND/ asset/ time |
| 1.2 | Other collateral | Negotiation, Min 200,000 VND/ asset/ time |
| 2 | As IVB’s request | Free |
| III | Mortgage receipt fee | 100,000 VND/ asset/ time |
| IV | Fee of issuing copy of collateral document | Negotiation, min: - IVB’s certified copy of the original: 100,000 VND/ asset/ time - Support service of notarized copy: 200,000 VND/ asset/ time, not including notarized copy fee and photocopy fee actually incurred at public agencies. |
| V | Fee of confirming the original of pledged collateral, valuable papers at customer's request | 100,000 VND/ document |
| VI | Fee of issuing confirmation of outstanding balance | 50,000/copy |
| VII | Pre-payment charge (*) | Min: 1st year: 3% * pre-payment amount 2nd year: 2% * pre-payment amount 3rd year: 1% * pre-payment amount from 4th year onward: free |
| VIII | Commitment charge on fund withdrawal (*) | Negotiation, Min 100,000 VND/ contract |
NOTE:
- 1. Min: minimum fee; Max: maximum fee; USD: The United States of America Dollar; VND: Vietnamese Dong
- 2. This Tariff may change without any prior notices from IVB and be published on IVB's website: www.indovinabank.com.vn, unless there are any other agreements between IVB and Customer.
- 3. All fees in Fee tariff of credit service for individual customers are subject to VAT at the tax rate prescribed by legal regulation, except fees marked with (*) which are not subject to VAT. All stipulated charges are not included of VAT and third party's charges (if any).
- 4. Collected charges are not refundable, even if transactions are cancelled by customers' orders, or transactions are not made due to another reason which is not caused by IVB.
- 5. With the charges regulated in USD, if collecting by VND or another currency, the selling currency exchange rate at the time of selling will be applied.
- 6. Special cases or specific fees under product/service shall be subject to IVB’s decision.
