Dear Valued Customers
Pursuant to: 
- Dispatch No. 1117/NHNN-CSTT from the SBV about “Reporting on interest rate disclosure status”
- Dispatch No.1268/NHNN-CSTT from the SBV on “Lending rate disclosure”
- Dispatch No.3053 /NHNN-VP from the SBV about “Executing the Prime Minister’s announcement on credit growth management solution in 2024”
- Internal memo from TRD and BMD to the BOEs (for approval) dated 20/03/2024 about Complying with the SBV’s directive about disclosing average lending/deposit rate.
The disclosed information on average lending rate, average deposit and lending rate difference and other interest rates, which will be effective on 5th December 2024, is as followed:
| Average lending rate
 | Deposit rate (%/year) | 
| Individuals
 |   | 
| Short-term
 | 7.18 | 
| Mid & Long-term 
 | 9.10 | 
| Coporate Customers
 |   | 
| Short-term
 | 6.06 | 
| Mid & Long-term
 | 9.54 | 
| Average deposit and lending rate difference
 | 2.95 | 
 
 
            (*)  Data updated until 31th November 2024