Vietnamese citizen.

Stable income, with financial ability for loan repayment.

Have adequate collateral. Collateral must be legally owned by the borrower or is guaranteed by borrower’s acquaintance(s).

Lending purpose must be for living standard improvement and legal.

Term: maximum 84 months

Currency: Vietnam Dong or foreign currency.

Amount: upon customer’s need and repayment ability.

Lending rate: IVB’s prevailing rate.

Repayment methods:

+ Monthly interest and one time principal due at the end of term if the facility is a short-term loan.

+ Monthly interest and principal.

2. Housing Loan:
- Finance customer who need to buy house, land, or customer who need fund to construct, repair, (interior) design house.
- Simple, fast, professional lending procedures.
- The to be financed land/house can be used as collateral for the loan.
- Free consulting on housing transaction procedures.
2.1 Borrower:

Vietnamese citizen from 18 to 65 years-old.

Stable income, with financial ability for loan repayment.

Have adequate collateral. Collateral must be legally owned by the borrower or is guaranteed by borrower’s acquaintance(s).

Lending purpose must be for housing purposes and legal.

Term: maximum 15 years.

Currency: Vietnam Dong

Amount: depend on customer’s need.

Lending rate: IVB’s prevailing rate.

Repayment methods:

+ Periodical based on agreement between IVB and customer.

+ Monthly principal and interest, computed on declining balance.

+ Monthly/quarterly/yearly.

3. Loan procedures:

Loan Application form (download here).

Checklist of documents to be submitted to IVB (download here).

4. Contact:
- For more information about our products, please contact:

+ Our nearest braches or transaction offices.

+ Credit marketing department: (Tel): 38224995.